Discover More American Flag Card - Ideal For Those With Good Credit
The Discover More American Flag Card is a card that is perfect for those, who have very good credit and are looking out for a card that has an excellent rewards program.
Discover More American Flag Card
Introductory APR [12months]: 0.0%
Ongoing Apr: 10.99% - 18.99%
Introductory Balance Transfer APR [12 months]: 0.0%
Default Balance Transfer APR: 28.99%
Balance Transfer Fee [minimum $10; maximum $75]: 3%
Annual Fee: $0
Minimum Finance Charge: $0.50
Cash Advance APR: 22.99%
Cash Advance Fee: 3%
Late Fee: $19-$39
Over Limit Fee: $15-$39
Grace Period: 25 days
Method of Computing the Balance for Purchases: Two Cycles Average Daily Balance
Discover More American Flag Card Benefits
- Cash rewards that are unlimited, that never expire as long as you keep using the card.
- You can earn up to 20% Cashback Bonus, each time you shop online
- You can earn double rewards with more than 80 Cashback bonus partners
- Excellent, fast customer service
- “Get More Program” ensures that you earn a full 5% cash back on purchases made at specific retails
- After spending $3,000, you get 1% cash back on all other purchases
- $0 fraud liability guarantee
- Get up to $500,000 in travel accident insurance.
The Discover More American Flag Card has many features in its favor, such as, no annual fee, 0% introductory APR on purchases and balance transfers and its unlimited rewards program. If the payments are made late, the APR may revert to the default rate, which is determined by the current ARP, the payment history, and the credit history of the card member.
Card members can opt for a cash back scheme or choose to redeem the points they earned for merchandise of their choice. Another factor that is in its favor is that, the reward points never expire, as long as the card is active. There is no ceiling on the amount you can earn as rewards. Card holders can also double their rewards by redeeming them with the retailers who are partners. The rewards can be redeemed in $20 increments.
Discover More American Flag Card members can get a 5% cash back on all purchase made at partner retails, due to the “Get More Program”. They also get 0.25% cash back on other purchase for the initial $1,500 spent, 0.50% cash back on the second $1,500 and 1% cash back after the first $3,000 spent on other purchases. Customers may lose their rewards, if their account is closed or if their card has remained inactive for 18 consecutive months. Card holders may also forfeit their cash back bonus, if they fail to pay the minimum payment due within the payment due date for two consecutive billing periods.
Discover More American Flag Card holders can relax, as they have zero liability guarantee, in case their card is lost or stolen. They have access to reliable and fast customer service 24 hours a day and the account can be managed online conveniently. An additional card can be got for free, if desired. This card is for those of us, who depend on credit cards a lot, make all our payments on time and wish to get quality rewards for using the card.
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